Traveling to Mexico can be an exciting adventure, whether it's for business or pleasure. However, if you're planning to drive your car, it's important to understand that your U.S. auto insurance policy is not valid in Mexico. Here are some important things to keep in mind:
Purchase Mexican Auto Insurance
When planning a trip to Mexico by car, it's essential to ensure that you have adequate insurance coverage. One of the most commonly asked questions is whether your U.S. auto insurance policy is valid in Mexico. Unfortunately, the answer is no, and you will need to purchase Mexican Auto Insurance to comply with Mexican law.
Understand the Coverage
Here are some important things to keep in mind when considering whether your U.S. auto insurance policy will cover you in Mexico:
- Purchase Mexican Auto Insurance: Mexican law requires all drivers to carry liability insurance from a Mexican carrier. Non U.S. insurance policies covers liability in Mexico, it's important to purchase Mexican Auto Insurance to ensure you have right coverage.
- Understand the coverage: Liability coverage is mandatory and will cover damages or injuries you may cause to others, but it won't cover damage to your own vehicle. It's recommended that you purchase additional coverage for collision, theft, and other risks.
- Choose a reputable insurer: When purchasing Mexican Auto Insurance, it's important to choose a reputable insurer. Research insurers online or ask for recommendations from friends or family who have driven in Mexico before, MXCrossBorder.com works with 4 of the best Mexico insurance companies: ANA Seguros, Chubb, Qualitas and Zurich, quote with us and you can compare rates and select the right price and coverages for your vehicle, you can get your policy online in minutes.
- Follow local driving laws: Driving in Mexico can be different than driving in the United States, and it's important to follow local laws and regulations. This can help you avoid accidents and keep your insurance coverage valid.
Choose a Reputable Insurer
In conclusion, your U.S. auto insurance policy is not valid in Mexico, and you will need to purchase Mexican Auto Insurance to ensure that you have adequate coverage. It's important to understand the coverage options, choose a reputable insurer, and follow local driving laws to ensure a safe and enjoyable trip. With proper planning and coverage, you can travel to Mexico by car with peace of mind.
